Terms of Service

Effective Date: January 1, 2025

1. Acceptance of Terms

By accessing and using SecureMyRate.site (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

SecureMyRate is an insurance comparison service that connects consumers with licensed insurance agents and insurance companies. We are not an insurance company and do not sell insurance directly. Our service helps you compare insurance rates and connect with providers who may offer you insurance coverage.

3. User Responsibilities

When using our service, you agree to:

• Provide accurate and truthful information
• Use the service for lawful purposes only
• Not attempt to gain unauthorized access to our systems
• Not interfere with or disrupt the service
• Not use automated systems to access the service without permission

4. Information Collection and Use

By using our service, you consent to the collection and use of your information as described in our Privacy Policy. This may include sharing your information with insurance providers and licensed agents who may contact you regarding insurance products.

5. Third-Party Services

Our service may connect you with third-party insurance providers and agents. We are not responsible for the actions, products, services, or content of these third parties. Any interactions you have with third-party providers are solely between you and them.

6. Disclaimers

SecureMyRate makes no warranties or representations about the accuracy or completeness of the information provided through our service. Insurance rates and availability are subject to change and final approval by insurance providers. We do not guarantee that you will receive lower insurance rates or that coverage will be available.

7. Limitation of Liability

To the fullest extent permitted by law, SecureMyRate shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

8. Indemnification

You agree to indemnify and hold SecureMyRate harmless from any claims, damages, losses, costs, and expenses (including reasonable attorney fees) arising from your use of our service or violation of these terms.

9. Modifications

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the service constitutes acceptance of any modifications.

10. Termination

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason, including breach of these terms.

11. Governing Law

These terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Contact Information